Spirnancial™ Credit Reset
Understand Your Credit. Strengthen Your Habits. Move Forward With Confidence.
Your credit situation is personal, and your path forward should be, too.
Spirnancial™ Credit Reset provides personalized credit education, report review guidance, financial action planning, and ongoing accountability to help you better understand your financial position and make informed decisions.
Who This Package Is For
- Individuals seeking to understand or rebuild their credit
- People preparing for future financing opportunities
- Families and professionals working to improve financial habits
- Individuals who need structured guidance and ongoing accountability
What's Included
- One private 90-minute initial consultation, including credit report review and personalized guidance.
- Personalized financial action plan
- Credit education and utilization guidance
- Budgeting and financial habit development
- One private 30-minute credit review and accountability coaching session each month.
- Progress reviews and action-plan adjustments
- Email/text support within agreed service guidelines
- Guidance regarding optional third-party credit services, when appropriate
Your Investment
$428 initial payment ($299 one-time setup fee + first $129 monthly payment), followed by $129 per month
This package is designed for clients who need ongoing personalized guidance and accountability.
Not everyone needs the same level of support. Other service arrangements may be available following an individual assessment.
Important Information
Credit repair services are not automatically included in this coaching package.
UCES membership, when appropriate, is optional and separate from Spirnancial™ Coaching fees. Any applicable third-party costs will be disclosed before enrollment.
Results vary based on individual circumstances. No specific credit score increase, credit repair outcome, loan approval, or financing result is guaranteed.
Peace 💜 → Purpose 💚 → Prosperity 💛
Frequently Asked Questions
What is included in Spirnancial™ Credit Reset?
Your initial investment is $428, which includes a $299 one-time setup fee and your first $129 monthly subscription payment.
Your enrollment includes one private 90-minute initial consultation to review your credit reports, available FICO scores, financial goals, and personalized action plan.
Thereafter, your $129 monthly subscription includes one private 30-minute credit review and accountability coaching session each month, credit education, personalized action steps, progress reviews, and reasonable email/text support between sessions.
The program focuses on helping you understand your credit, strengthen financial habits, and work toward your financial wellness goals.
Can I contact my coach between sessions?
Yes! Your Credit Reset subscription includes reasonable email and text support for brief questions, updates, and clarifications related to your coaching plan.
Detailed credit reviews, extensive document analysis, and in-depth planning are handled during scheduled coaching sessions.
Messages are answered during normal business hours, generally within two business days. This support does not include unlimited messaging, immediate responses, or emergency assistance.
Will Spirnancial™ Credit Reset improve my credit score?
Spirnancial™ Credit Reset provides education, guidance, and accountability to help you understand and strengthen your credit habits.
While improved credit health may be a goal, specific credit score increases, credit report changes, or lending approvals cannot be guaranteed. Results depend on individual circumstances, financial decisions, and third-party reporting.
Credit repair or other third-party services, if pursued, require separate arrangements and are not included in your coaching subscription.
Price
$129 / month with $299 setup fee
By booking this package, you agree to these Terms and Conditions
This package includes
- Private 90-minute initial credit consultation and report review
- Personalized financial action plan
- Credit education and utilization guidance
- Budgeting and financial habit development
- One private 30-minute monthly coaching session
- Ongoing progress reviews and action-plan adjustments
- Credit monitoring education and guidance
- Email/text support within agreed service guidelines
- Guidance on maximizing existing credit-monitoring tools and evaluating additional solutions when appropriate.
Third-party services and membership fees are separate and not required.