The information contained within group coaching sessions or online classes is not a substitute for professional advice such as from a Medical Doctor, Psychiatrist, or therapist of any kind. The information provided by Rio (Ryan Allen) does not constitute legal or medical professional advice nor is it intended to constitute such advice. Any decisions you make, and the consequences thereof are your own. Under no circumstances can you hold Ryan Allen liable for any actions that you take. You agree not to hold Rio (Ryan Allen) liable for any loss or cost incurred by you, or any person related or associated with you, as a result of materials or techniques, or coaching, offered by Rio (Ryan Allen). Sex and Life Coaching is a service that provides personal coaching to specific individuals and/or groups. The client is aware that coaching is in no way to be construed or substituted as psychological counseling or any other type of therapy or medical advise. The client understands and acknowledges the coach will not be liable legally or otherwise, for the actions the client may or may not undertake as a result of the life coaching sessions. The method and process by which this advice and direction are given in no manner whatsoever, written or verbal, constitutes an agreement or liability on the part of the provider and is acknowledged to be different in many ways than clinical and medical counseling. You agree that using any of these life coaching services are entirely at your own risk. Life coaching services are provided "as is", without warranty of any kind, either expressed or implied, including without limitation any warranty for information services, coaching, uninterrupted access, or products and services provided through or in connection with the service. This service is requested at the client's own choice and with inherent singular responsibility. Any actions or lack of actions, taken by the client of such advice is done so solely by choice and responsibility of the client and is neither the responsibility nor liability of Rio (Ryan Allen). The client takes full responsibility in the decisions they make after being coached as well as the consequences. The client enters into coaching with full understanding that they are responsible for creating their own results. Periodically Rio (Ryan Allen) may provide links to other web sites or written print material which may be of value, interest and convenience to you. This does not constitute endorsement of material at those sites or any associated organization product of service . It is the responsibility of the user to make their own informed decision about the accuracy of the information at those sites and print material including their privacy policies. In no event shall Rio (Ryan Allen) be liable for any incident or consequential damages resulting from use of the material. Nothing in the content materials shall be considered medical, legal, financial, or actuarial advice. Sex and Life Coaching Sessions are for adults 18 or older. Rio (Ryan Allen) reserves the right to refuse service for any reason. Results are not guaranteed.  Diagnosing psychological or medical conditions is for trained medical professionals (Physicians and Therapists), not for a life coach. All information shared for billing or for sessions is held in strict confidence. Your personally identifiable information is never sold, traded, or given away.