Terms & Conditions

Brian Charles Lewis Personalized Coaching
A division of Navigate to Wealth LLC
Effective: 05/15/2025
By purchasing, booking, or engaging with any coaching services via Paperbell.com, you agree to the terms outlined below. This isn’t fine print designed to trap you — this is clarity, so we can both show up at 100%.

1. Coaching Services
Brian Charles Lewis Personalized Coaching delivers 1:1 and group coaching services, digital resources, and strategic frameworks designed to accelerate personal, professional, and financial transformation.
All coaching is provided by Brian Charles Lewis or an approved associate of Navigate to Wealth LLC. Coaching is not therapy, legal advice, or financial investing.

2. Payment Terms
All payments are processed through Paperbell’s secure platform.
  • Upfront Packages: Paid in full at time of booking unless a payment plan is offered.
  • Subscriptions: Billed automatically on a recurring basis (monthly, quarterly, or annually) based on the selected plan. You’re responsible for managing your subscription through your Paperbell client portal.
  • Late Payments: Failure to complete payment may result in immediate suspension of services and future access until resolved.
Prices are in USD unless otherwise specified and subject to change with notice.

3. Coaching Packages & Subscriptions
Each package includes specific deliverables (calls, messaging support, resources, etc.) outlined clearly on Paperbell at the time of purchase.
  • Coaching Calls: Scheduled in advance via Paperbell. You’re responsible for showing up on time. Missed calls without notice may be forfeited.
  • Expiration: Packages must be used within the time-frame specified. No rollovers unless previously agreed upon in writing.
  • Scope: Coaching is strategic, action-oriented, and customized — but within agreed boundaries. Excessive messaging or unscheduled access may be redirected or upgraded to a different package.

4. Refund Policy
We don’t offer refunds. This work requires full commitment — from you and from us. Once a package or subscription is purchased, it’s non-refundable.
Exceptions may be made for emergencies or extraordinary situations, at the sole discretion of Navigate to Wealth LLC. Any such decisions will be handled with respect and transparency, but are not guaranteed.

5. Cancellations & Rescheduling
You may reschedule a session with at least 24 hours’ notice through Paperbell. Cancellations within 24 hours are considered missed sessions and will not be rescheduled or refunded.
If Brian needs to reschedule, you’ll be given prompt notice and offered a suitable alternative time.

6. Confidentiality
Everything shared in coaching is confidential. We don’t record sessions or disclose any information without your written consent, unless legally required.
By working together, you agree to respect the same confidentiality toward any group participants (if applicable) and proprietary tools or strategies shared with you.

7. Intellectual Property
All materials, frameworks, and content provided by Brian Charles Lewis and Navigate to Wealth LLC remain our intellectual property. You may use them for your own personal or business growth, but you may not duplicate, sell, or distribute them without permission.

8. Disclaimer
Results vary. Your success depends on your effort, commitment, and follow-through. We provide strategy, insight, and support — you do the work. No guarantees are made or implied.
By entering into a coaching relationship, you accept full responsibility for your choices and outcomes.

9. Termination
Navigate to Wealth LLC reserves the right to terminate coaching at any time if boundaries are violated, payment is not received, or mutual respect is not upheld. If coaching is terminated due to misconduct, no refunds will be issued.

10. Questions or Concerns
We’re here to help. For support, contact:
 hello@briancharleslewis.com