1. Services Provided
You are purchasing access to coaching sessions, tools, and materials as outlined in your chosen Paperbell package. Services are non-transferable.

2. Payment & Refund Policy
Payment is due upfront unless otherwise stated. All sales are final. No refunds will be issued once the program has begun.

3. Scheduling & Cancellations
Clients may reschedule up to 24 hours in advance. Cancellations under 24 hours or no-shows will count as a used session.

4. Coach Responsibilities
Coach agrees to provide support, guidance, and resources to help you reach your goals. Results are not guaranteed.

5. Client Responsibilities
Clients are expected to attend sessions prepared and on time, complete assignments, and engage actively in the process.

6. Confidentiality
All personal information shared in sessions is confidential unless the client grants written permission or disclosure is required by law.

7. Intellectual Property
All course materials, worksheets, frameworks, and proprietary tools remain the intellectual property of Jane Bond and may not be shared, resold, or reproduced.

8. Termination
Coach reserves the right to terminate services if a client becomes disruptive or violates terms. Any unused sessions will not be refunded.

9. Liability
Client agrees that the coach is not liable for decisions, actions, or results arising from coaching. Coaching is not therapy or legal/financial advice.

10. Governing Law
These terms are governed by the laws of the State of Pennsylvania.